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A Prosecuting Attorney was caught by the Idaho State Bar Association threatening a mother who had filed charges against a man who “abused” her son in Church after he whispered to a friend during a Sunday School Lesson.

The Sunday School teacher picked up the 16 year old boy and threw him around the room, bruising his back and neck.  The mother took pictures of the bruising and called the police, filing a report against the man.

The prosecuting attorney called the woman, who happened to be on the phone with an Attorney freind from Boise.  The conversation was overheard by the Attorney, who called the Idaho State Bar Association and had them listen in to the conversation as well.

The Prosecuting Attorney threatened the mother saying that if she pursued the prosecution of this man, that he would in turn file charges against her son for “disturbing the peace” because he whispered in class disrupting the Sunday school teachers lesson.  The total conversation was overheard by not only the woman’s Attorney, but the Idaho State Bar Association as well!

A little bit of power in the wrong hands…what can I say?  It’s nice when there is proof that people in this county need some serious help.  Now if we can just find someone to help instead of back up the proof!

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My fav line from #”The Declaration of Independence” still true today…maybe we should explore this a little more?  “…But when a long train of abuses and usurpations, pursuing invariably the same object evinces a design to reduce them under absolute despotism, it is their right, it is their duty, to throw off such government, and to provide new guards for their future security…”

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“My son lives out of his car so he can finish his #college education…”, “We are #losing our home, our #retirement and have sold everything we had of value so that we can #survive…”, “We had to let our #children live in #Foster Care because we lost our jobs and are now homeless…”, “We had to move back in with my parents because we lost everything and have to start over…”…these are current statements of people living in Eastern Idaho and not unlike statements made in the Depression Era.

So where do you go for help?  Yourself…your friends….your family, it’s the only possible way.

The banks have essentialy closed their doors after defrauding millions of people into buying sub-prime mortgages and allowing the “Stated Income” lines of credit.  When the banks did this, it shut off operating loans and lines of credits to small businesses, which employ millions…which now is the cause for the unemployment of millions.

We all know what the problem is, now we have to shake this off and look towards solutions that are lasting.

So, your son lives out of his car to finish college…the good point is that he is determined to finish college!  I have cleaned houses, taught voice lessons and done odd jobs to earn money for my kids to finish college…it was hard…I got up at 4:00am and didn’t go to bed until sometimes 2:00am.  Earning all the extra money is no joy either when it comes tax time…my kids can’t afford to go to school because they can only earn 5200.00 per year and they use that to pay for gas and food to get through school…so that leaves me with earning 20,000.00 per year to get them the dorm rooms, lab fees and other expenses.  Because I earn that much…I get taxed higher, so I’m working my fingers to the bone so my kids can do better than I did…and I have a PhD…which puts me in a bigger hole…I have no retirement because I’m always paying my taxes and my kids education bills…so my plan is to work until my kids can get their degree and move outside the USA…Then I’m going to follow the thousands of retiree’s that are moving outside the USA because their money goes further and they have less stress!  A beach somewhere in the South Sea Islands sounds good to me!

In the Depression…Thousands of children were loaded on trains and sent away to orphanages because their parents had no jobs and had no homes.  The children survived…but not very well.  The parents would find work, build up again and then would search for months, sometimes years to find their children and bring them home again…some families never did recover.  Thanks Uncle Sam…great plan to save the family!

What caused the depression…again…the banks and wall street.

How did the nation recover?  They worked doing anything, they learned to save and to never trust the banks or wall street again…we should have learned that lesson well the first time, huh?

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Samoan #Diplomat was jailed for 4 months when he came to visit his daughter in the US.  The #State Department did not notify his consul, they just threw him in jail as a “#Terrorist”  After 4 months and the Samoan Governments insistence, he was freed.  The diplomat had diplomatic immunity, but that was ignored.  He is now suing the US State Department for 10M.  He said that it was not about the money, but the humiliation.

Samoa is a small nation just off the southern tip of New Zealand.  American Samoa suffered a Tsunami last year…

American Samoa is 3 of 8 islands that were sovereign to Western Samoa when the US took the island.

Samoa sent 240+ men and women to Iraq to fight along side of Americans…this third world country lost 7 of their best men and on women to the US cause.

They have not been on the best of terms with the US since the undersecretary of State said some insulting comments about the former King which the Prime Minister took offense to…looks like the fight is still ongoing!

This happens all the time in the US…smaller countries come here to visit relatives or come here to make business arrangements between countries, and the US will pull them off the tarmac and incarcerate them for months, sometimes years.

In a prison in New Mexico, is a member of the Royal Family of Samoa.  He is without prosecution but he has been in a US Federal Prison for 20 years.  They pulled him off a Plane bound for his home country after he took his frail father to Hawaii for medical treatment.  He has been in prison since.  His wife was pregnant before he was incarcerated…the daughter is 20 years old now, and he has never seen her.

Is there a reason why “terrorists” hate America…I don’t know, you tell me.  I am an American…but I don’t support illegal and unjust actions like this.  These people sacrificed their best to support our cause…242 people that served our country and a loss of 7…that is such a show of friendship, then for us to turn around, insult their king and jail their royal family for years is just appalling!

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#Credit Counseling, #Loan Modification and #Refinance myths are plentiful right now.  If you are looking for any of these, you have just become “prey” to the big, bad world of finance!

Ever since we as taxpayers have been asked to take on the burden of the Stimulus and Bail-out program, I have carefully watched the credit industry, and they way that they have reacted hasn’t been good for the consumer at all.

Have you noticed how taxpayers went into debt for billions (28,000.00 per person in the US) and yet the banks have no credit for operating loans or refinance loans or modification loans?  Have you noticed how because of the banks actions…since we have bailed them out…that the credit has dried up so small businesses can’t get operating loans…farms can’t get operating loans, so those companies have had to go bankrupt or out of business?  What happens when the Credit dries up and small businesses can’t make their manufacturing?  What happens when a farm can’t get a renewal on an operating loan…jobs are lost…Unemployment goes up…it’s a perpetual cycle, taxes will go up again because the nation has a grand burden at this point, the taxpayer then has to pay to feed not only themselves, but everyone that is out of work too.  Taxpayers are given the responsibility to pay for housing, food, medical care, counseling and more job creation.  Right now the US taxpayer in the middle class pays about 38% to 42% in taxes, how much more can we take?

In regards to Credit Counseling…I wouldn’t use a credit counseling agency if you put a gun to my head!  This is all stuff that you can do on your own, and did you know that most of these agencies are funded by the Credit Card industry?

I had a friend that was going through a rough time.  Some guys stole her business from her with lies and deceit.  They took her livelihood for  1 year and then left her with all the bills.  The bank, who got a letter of Intent from the men, found that it was easier to go after her for all the money they stole, so they foreclosed on property and started garnishing the wages of this Cancer stricken woman.  She filed bankruptcy, which mortified her, but at the last minute a company came in and offered to buy her default note in 5 payments within 5 months for the note to be paid in full…so the woman, since it was a reasonable offer, withdrew the bankruptcy, only to find that the bank would rather garnish her wages for 5+ years than take the offer…so they continued to garnish the wages.

She went to a Consumer Credit Counseling service that was offered on line…cmcsoa.  The man she spoke to was accommodating, but told her that she would have to come up with 2495.00 within the first month to pay the attorneys…she said..I thought that this counseling was free…he said, “What I am telling you is that you need an attorney…that’s the free part”.  He also told her that the attorney was giving him a “referral” fee for sending clients his way.  Some credit counseling services will charge an upfront fee and call it a “donation”…in any event, this is still “bait and switch” tactic’s and immoral when you look at the fact that most of the people going in are desperate and looking for help to save their homes.  If the government truly wanted to help people out of this mess, they would have set up federal offices, put the federal money into a special federal account and managed it according to the regulations to spend it, but they didn’t…they outsourced it and this is what has happened to all the money that we now owe for that debt.  We got nothing for what we paid for.

So, my friend?  What happened to her?…She sold everything she had, and she didn’t have much…her husband lost his job…so the bank couldn’t keep garnishing wages, but he lost his job because the bank (DLEvans Bank of Idaho, TARP bank…19.9 million and lost 31 million 2009) was garnishing wages and he was a federal employee in a secure position.  So, he lost his job, the bank couldn’t keep collecting on their 60,000.00 note, they lost their house, which is another 172,000.00 which two more banks will have to deal with.  They have 4 kids to support, she has cancer and he is 55…what do you think the odds are that he will find another job? Or that she will?

28,000.00 per person is what the bail-out and the stimulus is going to cost us and the amount keeps climbing everytime one of these senarios plays out.  Credit Counseling, Loan Modification and refinance…if the bank has anything to do with it, and they do…your chance of getting help are pretty much nil.  You can talk to all these people on your own…if you find a mortage company that isn’t helpful in getting your interest rate down or negotiate on your overdue payments, then hang up and call back again, do it until you get someone there that is willing to help you, take their name and extension number down, roll up your sleeve and get to work.  The banks tell their employees not to modify or refinance your loan…think about it, they will lose money!  So, if you don’t find someone helpful, then hang up and call again until you do…and then take the information that you got from that mortgage company…whether you got the run around, (document all the times, numbers and names of the people you talk to) or whether they helped you and send a letter of what happened to the US Finance commision and Senator Dodd…tell the Tea Party Colalition…go on Twitter, facebook and all other social media and tell you story…back it up with documentation…put it on WikiLeaks.org and change the way this system is handled.

Thanks for letting me rant!

d

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#TARP bank, #DLEvans Bank targets woman who has been fighting #cancer since 1999 for garnishment, bankruptcy or foreclosure.  TARP banks are now preying on the weakest of our society in order to get their junket or bonus money.  Idaho bank took 19.9 million tax payer dollars in 2008 and hasn’t paid any dividens…although they have made interest payments.  DLEvans Bank has posted 31,000,000.00 in troubled assets for the year 2009.  Feel like your not going to get your money back from TARP banks?  Then take your deposits somewhere else.  If you take your deposits out of TARP banks and put them into local banks that didn’t take the TARP money…if you investigate the banks profit and loss statement and look at their lending rates…you’ll see that TARP banks are not always the place to bank and feel safe!  The woman fighting cancer…DLEvans bank is garnishing her husbands wages and because of that they can’t make their mortgage payments.  This one woman has delivered babies, she has volunteered in her community, she has saved countless lives…and now when she is most vunerable…”We don’t do litigation (a lie because they keep a law firm on retainer, Parsons, Smith and Stone, LLP)…she will have to hire attorneys to do that for her…we just collect money.”  OHHHHH!  Thats why they took 19.9 million dollars of Tax payers money!  Cause they collect money!   Makes you just want to go down there and deposit all your money and do all your business with them, huh?

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I know that you can’t do anything about this, but this type of stuff is really making the public mad.

I had a couple of guys that came in and wanted to license my stuff.  We signed contracts, they took over my company but never paid me…they went and bought all kinds of stuff and then told me they were bankrupt.  They were both attorney’s…they put an investor in the middle of things and took all his money too.  They were members of the church, came to the investor and us, told us they would never hurt us, would always be honest…you know the drill, and then they took everything.
Anyway, the guys left us with bills and we couldn’t pay all the bills because they took the income too.  the note went into default and we didn’t know it because the attorney’s were not only agents for their company, but for us as well, so we had no notifications until it was to late.  Then they said that they would take care of everything…but they didn’t even appear in court, so we were left hanging.  Now the one attorney works for the Jefferson County Prosecuting Attorney Office and that attorney and I’ve written about his antics.

So we had to file bankruptcy, but didn’t want to, we’ve always paid our bills….at the last minute, a couple of companies that wanted a stake in our company offered to come in and pay off the default note.

Our attorney called DLEvans Attorneys on Friday the  28th of January but the attorney didn’t return the call.  He called 5 times on Monday, February 1st and 5 times on Tuesday, February 2nd and the attorney would not return the call.  We were suppose to go to bankruptcy court on Wednesday, but withdrew because the offers were hand delivered to the bank asking to take the default note in full.

The attorney for DLEvans bank called my attorney the following Monday and my attorney told him that they had offers that were on the table.  The attorney denied it…my attorney told them that he had called three days in a row and they had ignored the calls…and they denied it…of course they would.

so, they issued a writ to garnish my husbands wages.  Our mortgage is 1600.00 a month…our insurance for health, home, cars (and all our cars are paid for and at least 9 years old!) is 500.00 per month…we have 6 adults living at home because my college kids can’t make enough to go anywhere else.  my grocery budget is 300.00 per week, and that includes all our medications and gas…the rest of the money is to pay for utilities.

My husband is a college graduate, he graduates from University of Idaho with his masters and he works for the government.  We won’t be able to make our mortgage payments now because of the garnishment and because of the garnishment, he can’t have a security clearance which moves him out of his job and the bank knew this.

So the bank not only took away our home, but our living as well.  This is a TARP bank…DLEvans Bank of Idaho

One of the busiest bankruptcy attorneys in Eastern Idaho right now… said that he defends more cases in bankruptcy court because of DLEvans bank than any other bank in the whole valley.  He said that they are unethical, they lie, they cheat and he said that when he has someone that comes into his office to start a business he tells them to stay away from DLEVans bank because they are so bad.

This is a TARP bank that has spent at least 20,000.00 pursuing us for this default note for 60,000.00…now they will spend at least 5,000.00 more doing all these filings in court and they will ruin our lives, put us out on the street and cause our children to really hate the government because of it.  We will end up going back into bankruptcy court, and then DLEvans bank will have spent 45,000.00 to pursue…nothing, because we have nothing.

My dad started a site called BankHavoc.com…it is put there for the people to destroy the banks, banks like this…and Glenn Beck is their leader.
Now I don’t really like the gospel of Glenn Beck, or the Tea Party movement…but something has to happen, or things are going to get out of hand.  When you have old men that are buying into this stuff cause they see their kids having to struggle against banks that took all that money, tax money that we will be forced to pay back…it just makes them mad.

I did file a complaint with the FDIC, but I know that isn’t going to help…FDIC only has two hands and both of them are covering their butt right now.

AirCup is the company that sent the offer to the bank…

this is what the attorney was told by the bank…

We had an offer to pay our off our default note.  The bank disregarded the offer and is now garnishing my husbands wages.  We have 4 kids and will now be homeless because the bank is taking so much of our income we can’t survive.  We asked our attorney to step in, ask them why and this is what our attorney told us…

———- Forwarded message ———-
From:
Date: Mon, Mar 8, 2010 at 8:20 PM
Subject: RE: Garnishment
To:

The bank stated that they believe that they have sufficient defences to fight the case.  I am not familiar enough with banking law to make a determination as to whether they have a valid defence.
The defence is as follows.
they have no idea who Aircup is.
The offer was not paid in full but financed over time and therefore subject to items such as a credit check because they treat it just like financing and until that party is approved they believe they can still pursue the action against you.  As I said I don;t know banking law so it may be a valid argument or not.  If you have any information to the contrary let me know.

Attorney at Law
Law Office
Idaho Falls, Idaho 83402
Telephone: (208)
Facsimile: (208)

If you have had problems with getting a loan from a bank, or negotiating with a bank…you can file a formal complaint at FDIC.gov…go to Contact Us, then go to Consumer Assistance for complaints.

If you don’t like this story, then file a complaint with the FDIC, the address is below…If you know of another story like this one, send it to us so we can post it…and then file a complaint with the FDIC.

DLEvans Bank of Idaho

888 E. 17th Street

Idaho Falls, Idaho  83404

208.542.2354

After all the money that we gave them to bail them out and this is what they do with it is increase our homeless…this just makes me so mad…we need to fire all the bankers and start over!  Call this bank, complain about their policies…tell them they are wasting money!  This bank took 19.9 million dollars in TARP funds!  YOU PAID TO PUT PEOPLE ON THE STREETS AND GIVE US STORIES LIKE THIS!!!

We can give millions of dollars to Haiti, Chile, Turkey…but we can’t get our own system under control…

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#DLEvans Bank of #Idaho causes more #bankruptcy cases than any other #bank in Eastern Idaho, says one Bankruptcy #Attorney.  “I will never, ever open an account in that bank”, he said.

He said that DLEvans Bank was the most unethical bank he had ever had to file bankruptcy for and has told all his other clients starting companies and businesses, or those individuals needing a bank for everyday needs not to use this bank because of it’s banking practises.

Here is an actual FDIC complaint letter against DLEvans bank because the bank made this couple lose their home, even though they had a couple of companies come in an offer to pay their debt off in full…the bank refused the offers and continued to garnish the wages of the couple to the point they lost their home…

DLEvans bank received an offer for our default note from AirCup Energy, Inc. for 10,000.00 more than the default note in order to pay for attorney fees and added interest.  They hand delivered the formal offer to the branch manager, and then mailed a copy of that offer to the CEO of DLEvans bank.  They also cc’d a copy of their offer to us.

DLEVans bank did not notify their attorneys of the offer, so the attorneys filed a writ against my husbands wages for 25% of his earnings.  We will lose our house now…
DLEvans bank attorneys called my attorney the Monday after we withdrew from bankruptcy proceedings because of the offers that were made to pay the default notes.  The first offer was from a Missouri company to pay the default note in full…that offer was ignored because DLEvans attorney would not take my attorneys calls, even after he called and logged the calls on Friday, January 29th, 5 calls on February 1st and 5 calls on February 2nd, so that company invested elsewhere and that offer in our behalf went away.

AirCup Energy Inc., who wanted to make an investment in our company also made an informal offer in the 17t street Idaho Falls branch on February 1st to a bank officer and handed him a note by hand.  Then, on Tuesday, February 2nd, they delivered a formal offer to the Branch Manager…, which was also ignored.

DLEvans Bank attorneys called my attorney on February 12th and were told that two offers had been made to pay off the default note in full, but that the attorneys and the bank had ignored both offers.

March 1st, we were sent papers to garnish my husband’s wages again, but DLEvans Bank, after they had two offers to pay the default note in full and refused it.  This is just harassment!  I don’t know what this bank wants from us…we didn’t have anything and they forced us to bankruptcy court..then when they could have satisfied the debt, they refused to take it and now they will make our family homeless.

How can you let a bank that mismanages money like this stay in business?  How can you give them TARP money when they turn around and create more hardship by harassing family’s to the point that they have no hope?  This is the most ridiculous thing I have ever been part of!

Now, they are wanting us to go back and bring the offers back to them…we aren’t part of those companies!  We can’t just call them up and say…they’re idiots, so they want you to hold their hands and give them the money because they messed up the first time you offered…

Apparently, the bank didn’t tell their attorneys that they had gotten an viable offer for the full amount of the debt…and the attorneys are going to continue to garnish my husbands wages until they are finished negotiating with the other company for the default note…well, isn’t that lovely?  In the meantime, they are going to make us lose the house, even if they get their money paid in full…that is just wonderful..I’m sure that Oprah and the rest of the public and news organisations will have a field day with this one…
DLEvans needs to be audited for policies and procedures and their TARP payments need to be accelerated…because with all the bad press they have gotten because of their policies, they will be out of business soon!

If these types of stories enrage you like they enrage me…write to the FDIC and Complain against DLEvans Bank and what they are doing or did to these customers.  DLEvans is a TARP bank, but as of this money has not paid the TARP funds back, they have paid interst, but not the payments!

You can go to FDIC.gov, Contact Us and Customer Assistance to file your complaints!!!  Help those that can’t help themselves!!!

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